Indexed Universal Life (IUL)
A permanent life insurance policy with a cash value component tied to a stock market index.
Product Overview
Indexed Universal Life (IUL) combines permanent life insurance protection with the opportunity for cash value growth linked to the performance of a stock market index, while protecting your principal from market downturns.
Key Features
- Market upside participation with downside protection
- Flexible premium payments
- Tax-free loans against cash value
- Permanent life insurance coverage
- Multiple index options available
Perfect For
- Retirement income planning
- College funding strategies
- Estate planning needs
- Tax diversification goals
- Long-term wealth building
Why Choose IUL?
Principal Protection
Your principal is protected from market losses while participating in market gains.
Tax Advantages
Tax-deferred growth and tax-free access to cash value through loans.
Flexibility
Adjust premiums and death benefits as your needs change over time.
You Might Also Be Interested In
Term Life Protection
Term Life with Living Benefits
Looking for affordable life insurance protection with living benefits? Our term life policies provide coverage for critical, chronic, or terminal illness while you're still alive - perfect for immediate protection needs.
Build Wealth While Protected
Discover how IUL can help you achieve your long-term financial goals with growth potential and protection.