How Money Works
Master the fundamental principles of money, wealth building, and financial decision-making with our comprehensive educational resources.
Rule of 72
Available NowMaster this simple formula to quickly calculate how long it takes for your money to double at any given interest rate.
Learn MoreDown Market Protection
Available NowLearn how to protect your investments from market downturns while still participating in upside growth potential.
Learn MoreWhen Does 50% Cost You 100%?
Available NowUnderstand why a 50% loss requires a 100% gain to break even and the devastating impact of market volatility on your wealth.
Learn MoreThe High Cost of Waiting
Available NowDiscover how waiting just 7 years to start investing can cost you $36,000 more in contributions and 10 extra years of saving.
Learn MoreSequence of Returns Risk
Available NowUnderstand why the order of investment returns matters more than the average—and how it can make or break your retirement.
Learn MoreThe Power of Indexed Accounts
Available NowDiscover how indexed accounts offer market participation with protection, combining the best of both worlds for long-term wealth building.
Learn MoreKey Money Insights
Essential principles that separate successful wealth builders from everyone else
Protection First
"It's not how much you make, it's how much you keep that counts."
Consistent Growth
"Slow and steady wins the race when it comes to building wealth."
Knowledge is Power
"Understanding how money works is the foundation of financial success."
Featured Concept: The Rule of 72
Learn how to quickly calculate when your money will double
The Rule of 72 is a simple formula to estimate how long it takes for your money to double at a given interest rate. Simply divide 72 by your annual return rate.
When Does 50% Cost You 100%?
Understanding the true cost of market losses and recovery time
Market losses aren't symmetrical. When you lose 50% of your investment, you need a 100% gain just to break even. This mathematical reality shows why protecting your principal is so critical to long-term wealth building.
Real-World Example
Key Insight: This is why wealthy individuals and institutions prioritize capital preservation. It's not about being conservative—it's about understanding mathematics.
Recommended Learning Path
Start with the fundamentals and build your financial knowledge step by step
Master Compound Interest
Understand the power of exponential growth
Learn Risk Management
Balance risk and return for optimal outcomes
Apply Time Value Principles
Make informed decisions about money and time